Q and A

When purchasing a St. Peter Life Plan, there is no age limit.

However, insurance coverage and benefits are only applicable to planholders within the insurable ages of 18 to 60 years (not beyond his/her 60th birthday) at the time of purchase of the plan.

Memorial service, on the other hand, is lifetime guaranteed for any age.


Looking for Life Plan branches and memorial chapels near you?

Visit our website at www.stpeter.com.ph/branch or download our mobile app!

iOS: https://apple.co/2Ce8kJc
Android: https://bit.ly/37zjZ10



You may do one the following:

1. Contact your agent
2. Call the nearest St. Peter Life Plan Office
3. Message our Official Facebook Page – St Peter Life Plan and Chapels
4. Send us a message through our website at www.stpeter.com.ph/contact-us


A Certificate of Full Payment refers to ST. PETER’s duly-signed certification stating that a plan has been fully paid.

In Force Plan or Active Plan refers to a pre-need plan for which ST. PETER has an outstanding obligation, either for (1) delivery of benefits or services or (2) payment of termination value.


Lapsed Plan refers to a delinquent plan which has remained unpaid beyond the grace period. A Lapsed Plan has no force and effect.

Reinstatement refers to the process of reactivating a lapsed plan.

Want to know more? Call our branches now! For the list of our branches, visit www.stpeter.com.ph/branch or download our app available on iOS and Android

Grace Period refers to the sixty-day period given to the PLANHOLDER within which to pay accrued installments due, counted from the due date of the first unpaid installment in default, as stipulated in this Life Plan Contract.

Want to know more? Call our branches now! For the list of our branches, visit www.stpeter.com.ph/branch or download our app available on iOS and Android


A beneficiary refers to the person designated by the PLANHOLDER, in accordance with law, to receive the plan’s insurance proceeds and/or pre-need benefits in case of unrendered service. The PLANHOLDER has the right to change the beneciary/ies designated in the application subject to the submission of the company standard form and approval.

Want to know more? Call our branches now! For the list of our branches, visit www.stpeter.com.ph/branch or download our app available on iOS and Android

Paying Period refers to the period of time within which the PLANHOLDER has to pay for the Gross Contract Price of the plan in monthly, quarterly, semi-annual, annual installments or lump sum.

If the planholder passed away at anytime during paying period and while the plan is still in force, his/her beneficiary/ies shall be entitled to a cash assistance equivalent to the Contract Price less the processing fee, subject to all the conditions and limitations provided in the master policy between St. Peter and the insuring company.


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